Do you only offer VA loans?

I am a full service mortgage broker. Although VA is the majority of what I do, I also have other mortgages like FHA, Conventional, USDA and Non QM.

Do you only service the Dayton and Cincinnati markets?

Dayton and Cincinnati are the majority of my business. However, I'm authorized to offer mortgage loans in 40 states. For loans outside of these areas, I can refer them to friends in the business.

All In One Loan in Dayton and Cincinnati, Ohio

I am a Certified Consultant for the All In One Loan. This is a program that combines a home equity line of credit with a checking account to create a much faster home payoff. Checking account funds are applied directly to the credit line and then as the funds are spent, the line goes back up.

This program isn’t for everyone.

If you are someone who pays off way more than the minimum mortgage payment every month but you want the liquidly and peace of mind of being able to access your equity, then the All In One may be a good fit for you.

Another good fit is someone with highly variable income that often keeps a lot of money in their checking account.

By applying it to the All In One, you are deploying your funds in a safer manner while saving thousands of dollars in interest over the life of the loan.