
The VA IRRRL Funding Fee Increase Is A Bad Idea. Here Is Why.
H.R. 9237 would raise the VA IRRRL funding fee. What the bill text actually says, where it stands as of August 15 2026, and what it means for your refinance.
Carlos Scarpero, VA Mortgage Specialist, NMLS 1674385

H.R. 9237 would raise the VA IRRRL funding fee. What the bill text actually says, where it stands as of August 15 2026, and what it means for your refinance.

See the current VA funding fee rates by down payment and loan type, who’s exempt, and the timing rule that decides whether a late disability rating gets you a refund.

VA IRRRL Refinance vs VA Cashout When mortgage rates move, veterans often face two main refinance paths: the VA IRRRL (Interest Rate Reduction Refinance Loan)

Why Would Someone Refinance to a Higher Rate on Their VA Loan? On the surface it sounds backwards: you refinance your VA home loan and

Who Should Refinance In December, 2023? https://www.youtube.com/watch?v=sZAW0egRgcs  Who actually needs to refinance? Refinancing is not about catching the bottom of the market. It is

The Complete Guide To The VA Cashout Refinance Loan Mortgage rates are hitting new record lows. If you are a veteran, now may be a

Mortgage rates are at new lows again. You may be wondering if now is a good time to refinance your mortgage. Here is a simple