Can you use a VA loan on a deed-restricted affordable home? What VA’s resale-restriction and marketability rules require, and what to check before you sign.
Sellers worry VA appraisals run low and closings drag. What the VA Lender’s Handbook actually says, and how to make your VA offer competitive anyway.
VA underwriting turns on residual income, not just the 41% DTI number. The current tables, how tax-free income changes the math, and why lenders differ.
A VA appraisal below your contract price is not the end of the deal. See how Tidewater, a Reconsideration of Value, and the escape clause actually work.
A rate and a closing cost number don’t tell you if a VA quote is competitive. Here’s how to read every section of the Loan Estimate and what’s actually negotiable.
VA publishes what a lender can and cannot charge you: the 1% flat charge, the unallowable fee list, the 4% seller concession rule, and the termite inspection.
Let the wrong buyer assume your VA loan and your entitlement stays tied up. How substitution of entitlement and release of liability actually work.
How a VA loan assumption works for buyers: the 0.5% funding fee, servicer fee caps, the equity gap, VA’s timelines, and your appeal rights if you are denied.
Can You Have Multiple Properties With A Single VA Loan? You’re trying to buy a property and it includes more than one parcel or lot
How To Get A VA Loan When You Work On Commission If you earn commission instead of a steady salary, qualifying for a VA loan
Portable Mortgages Explained: Can You Keep Your Low Rate When You Move? If you’ve ever thought, “There’s no way I’m giving up my 2 or
Who Should and Should Not Get the 50-Year Mortgage (if it becomes law) The 50-year mortgage proposal has reignited debate about affordability, risk, and smart
Can Trump Really Lower Mortgage Rates? You probably saw the headline: an announcement proposing that Fannie Mae buy $200 billion in mortgage bonds to push
Breaking: What a 50-Year Mortgage Would Mean for You, and Better Ways to Fix Housing Affordability A federal proposal would allow mortgages with a 50-year
Why Qualification Amounts Vary Between Lenders and Different Properties It’s confusing when one lender says you qualify for a certain loan amount and another lender
