A condition by condition comparison of VA minimum property requirements and Fannie Mae’s conventional property condition rules, with the Selling Guide sections cited.
VA revised Chapter 12 effective May 1, 2026. Here is what changed on paint, radon, sheds and heaters, what did not change, and how I handle each on a live file.
A walkthrough of VA Loans Made Easy, my free VA loan community: the classroom lessons, the calculator section, a free copy of my book, and a chat area where you can ask me a question and get an answer.
The VA handbook now counts an unpaid non-medical collection at 5% of the balance divided by 12 months. A $10,000 collection drops from $500 to about $42.
Can you use a VA loan on a deed-restricted affordable home? What VA’s resale-restriction and marketability rules require, and what to check before you sign.
Sellers worry VA appraisals run low and closings drag. What the VA Lender’s Handbook actually says, and how to make your VA offer competitive anyway.
