
VA vs. Conventional Property Requirements: Which Repairs Are Actually Required?
A condition by condition comparison of VA minimum property requirements and Fannie Mae’s conventional property condition rules, with the Selling Guide sections cited.
Carlos Scarpero, VA Mortgage Specialist, NMLS 1674385
The VA recently issued some guidance about what income from the cannabis industry can be used for VA loan qualification. Watch the video and learn more!
As always if you have any questions, feel free to reach out.

A condition by condition comparison of VA minimum property requirements and Fannie Mae’s conventional property condition rules, with the Selling Guide sections cited.

VA revised Chapter 12 effective May 1, 2026. Here is what changed on paint, radon, sheds and heaters, what did not change, and how I handle each on a live file.

A walkthrough of VA Loans Made Easy, my free VA loan community: the classroom lessons, the calculator section, a free copy of my book, and a chat area where you can ask me a question and get an answer.