If you are going to get a VA Home Loan, the certificate of Eligibility is one of the most important things that you will need to obtain. Without the COE, you will not be able to get approved for a VA Mortgage Loan.
A COE belongs to the veteran, which is why a veteran’s child cannot borrow on it even with permission.
In this video, I’ll go through exactly what the COE is and how to get it.
A condition by condition comparison of VA minimum property requirements and Fannie Mae’s conventional property condition rules, with the Selling Guide sections cited.
VA revised Chapter 12 effective May 1, 2026. Here is what changed on paint, radon, sheds and heaters, what did not change, and how I handle each on a live file.
A walkthrough of VA Loans Made Easy, my free VA loan community: the classroom lessons, the calculator section, a free copy of my book, and a chat area where you can ask me a question and get an answer.
Take the 30 second mortgage quiz to see if you qualify
