Take the 30 second mortgage quiz to see if you qualify
Are you looking to get a CBD mortgage loan in North Carolina?
Marijuana is still illegal in North Carolina, but hemp and CBD shops are legal.
Unfortunately, many banks will turn down CBD businesses due to the marijuana laws.
I am able to approve CBD businesses in North Carolina for mortgage financing.
State law last reviewed August 27, 2026.
Separate from the income question, and easy to miss: North Carolina’s disabled veteran property tax exemption shields the first $45,000 of your home’s appraised value with no income limit, for a permanent and total service-connected rating. You file it with your county assessor and it has nothing to do with how you earn your money.
CBD Is Not The Same As Cannabis
Dispensary Employees Can Get Approved on Conventional Mortgage Financing
Dispensary Owners and Growers Will Need To Do Non QM Financing
Take the 30 second mortgage quiz to see if you qualify
Frequently Asked Questions About CBD Home Loans In North Carolina
Is CBD Considered The Same Thing As Cannabis?
Unfortunately, many banks are overly conservative and turning down CBD-related income. However, the great news is CBD income is allowed on all programs, including VA, FHA, Conventional, USDA, and Non QM. You will need to find a flexible mortgage broker that can connect you with a lender that can approve CBD related income.
Are You Able To Provide CBD Mortgage Financing In The Entire State Of North Carolina?
Yes, I am approved to provide CBD related mortgage financing in the entire state of North Carolina including:Â
Asheville, Cary, Charlotte, Concord, Durham, Fayetteville, Greensboro, Greenville, High Point, Jacksonville, Raleigh, Wilmington, Winston-Salem.
Can You Do Marijuana Industry Mortgage Financing In Any Other States?