Do you only offer VA loans?

No. I'm a Mortgage Loan Originator with Edge Home Finance, LLC, a mortgage broker, so I can shop a file across many lenders. VA is the majority of what I do, and I also handle FHA, Conventional, USDA and Non-QM.

Do you only service the Dayton and Cincinnati markets?

Dayton and Cincinnati are the majority of my business. I am personally licensed to originate mortgage loans in 34 states, and through the Edge Home Finance, LLC corporate referral program I can help veterans in every state except New York. Edge Home Finance, LLC is licensed in 49 states and the District of Columbia and does not arrange, solicit, or originate mortgage loans for real property located in the State of New York.

CBD Mortgages In Tennessee

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Are you looking to get a CBD mortgage loan in Tennessee?

Marijuana is still illegal in Tennessee, and since July 1, 2026 the state also bans THCA products above the 0.3 percent THC limit. CBD and other hemp products that stay under that limit are still legal.

Unfortunately, many banks will turn down CBD businesses due to the marijuana laws.

I am able to approve CBD businesses in Tennessee for mortgage financing.

State law last reviewed August 27, 2026.

Separate from the income question, and easy to miss: Tennessee’s disabled veteran property tax reimbursement is a reimbursement rather than an exemption, the state pays you back for tax on the first $175,000 of your home’s market value, so you still get the full bill. You file it with your county assessor and it has nothing to do with how you earn your money.

Take the 30 second mortgage quiz to see if you qualify

Frequently Asked Questions About CBD Home Loans In Tennessee

Is CBD Considered The Same Thing As Cannabis?

Unfortunately, many banks are overly conservative and turning down CBD-related income. However, the great news is CBD income is allowed on all programs, including VA, FHA, Conventional, USDA, and Non QM. You will need to find a flexible mortgage broker that can connect you with a lender that can approve CBD related income.

Are You Able To Provide CBD Mortgage Financing In The Entire State Of Tennessee?

Yes, I am approved to provide CBD related mortgage financing in the entire state of Tennessee including: Chattanooga, Clarksville, Franklin, Jackson, Johnson City, Knoxville, Memphis, Murfreesboro, and Nashville.

Can You Do Marijuana Industry Mortgage Financing In Any Other States?

Yes, I can provide marijuana industry mortgage financing in all states where I am licensed and marijuana income is allowed. I’m currently licensed in Alabama, Arizona, Arkansas, California, Colorado, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, and Wisconsin. Additionally, through our corporate partner program, I am able to leverage our home office and offer mortgage financing in over 30 additional states.

Take the 30 second mortgage quiz to see if you qualify